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Financial markets need to be honest, fair and effective so that consumers get a fair deal.

We aim to make markets work well – for individuals, for business, large and small, and for the economy as a whole.

We were established on 1 April 2013, taking over responsibility for conduct and relevant prudential regulation from the Financial Services Authority.


Our operational objectives are to:

  • protect consumers – we secure an appropriate degree of protection for consumers

  • protect financial markets – we protect and enhance the integrity of the financial system

  • promote competition – we promote effective competition in the interests of consumers

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